Property Insurance

Your valuable property takes years of investment, planning, and effort to build. Whether it is a residential building, business premises, machinery, furniture, fixtures, or stock, protecting these assets is essential. Protective Micro Insurance offers Property Insurance coverage of up to Rs. 50 Lakh to help safeguard your property against unforeseen losses.

What Can Be Insured?

Buildings & Structures Residential, commercial, and other physical structures including attached facilities and improvements.

Machinery & Equipment Production machinery, operational equipment, and business-critical assets.

Furniture & Fixtures Office furniture, fittings, interior fixtures, and related property.

Stock & Inventory Protection for goods, merchandise, raw materials, and stored inventory.

Why Purchase Property Insurance?

Protection Against Property Damage Repairing or rebuilding a property after a fire, theft, or natural disaster can result in substantial expenses. Insurance helps reduce the financial burden arising from such losses.

Protection for Goods & Equipment Furniture, electronics, machinery, commercial goods, and other valuable assets may be damaged, destroyed, or stolen. Insurance helps you recover from these losses more quickly.

Greater Peace of Mind Whether your property is residential or commercial, insurance provides confidence that your investment is protected against unexpected events and financial setbacks.

Premium Determination

Occupancy Type

Insured Property & Assets

Risk Exposure

Other Underwriting Factors

Deductible / Excess Per Claim

The following deductibles apply to each admissible claim:

Earthquake – 5% of assessed loss amount

Water-Based Damage – 5% of assessed loss amount

Other Damages – 1% of assessed loss amount

Claims below Rs. 5,000 are not admissible.

Looking for protection specifically against theft and unlawful entry? Explore our Burglary & House Breaking Insurance policy, designed to safeguard your property and contents against burglary-related losses.

Premium Calculator

Instant estimate for your property insurance

Full Insurance

Third Party

Property Type

Property Value (NRS)

Is referred through Agent?

Note: According to standard insurance policy, there is no "Third Party Only" insurance available for Private Residential Houses. Comprehensive cover is required.

NRS 0.00

Total Home Insurance Premium

Premium Breakdown

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