Head office : Chatakpur, Dhangadi, Nepal –  091-590707  | Office Hours: 9 AM to 5 PM (Mon – Fri)  |  ✉ info@protectivemicro.com   |  📍Province office : Gusingal, Lalitpur , Nepal – 01-5916790

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Customer Care Mon–Fri • 9:00–5:00

Hey! Need insurance?

We cover everything. Reach out:

01-5916790
claim@protectivemicro.com
info@protectivemicro.com
Gusingal, Lalitpur

Customer Transparency Dashboard

Claim Related Information

Total Claim Paid
44,47,472.50
Claim Outstanding
8.88 Cr Upto This Year
Settlement Ratio
52.5%
Avg. Claim Turnaround
21 days
Outstanding Ratio
47.5%

Claims Summary (Number vs Amount Paid)

Aging of Outstanding Claims

Productwise Claim OS

Claims Settled Product Wise Table

Network Information

Total Offices
41
Total Staffs
107
Total Agents
45 View
Head Office
View
Branch Offices
View

Office Category

Province Wise

Staff ratio

Product Related

Total Products
6 View
Motor Insurance
3 View
Home Insurance
1 View
Property Insurance
1 View
Personal Accident
2 View

Insurance products

Policy Related Information

Total Policy Holders
3741
Premium Collected
1.22 Cr
New Policies
2941
Renewal Policies
238
Enforced Policies
199
Policy Growth Rate
--%
Premium Growth Rate
--%
Renewal Ratio
7.74%
Lapse Ratio
92.26%
Loss Ratio
--%

Policy Holders in Thousands

Premium Collection in Crores

Premium Collected ProductWise

Information On Grievance Readdresal

Compliants Received
0
Compliants Resolved
0
Compliants Pending
0
Compliant Reasons
N/A

Financial Indicators & Portfolio Breakdown

Solvency Ratio
--
Annually • 2082.83
Bonus Rate Table
N/A
Annually • 2082.83
Return on Equity
--%
Quarterly • 2083.84 Q1
Earning Per Share
..
Quarterly • 2083.84 Q1
Net Worth
.. Cr
Quarterly • 2083.84 Q1
Net Profit Margin
--%
Quarterly • 2083.84 Q1
Liquidity Ratio
--
Quarterly • 2083.84 Q1
Investment Yield
--%
Quartely 2083/84 • Q1
Investment Portfolio Allocation (%)
Category Breakdown
Category Amount (Cr) Allocation

Claim Related Information

Total Claim Paid
7,72,54,684.35
Claim Outstanding
7,84,42,043.54
Settlement Ratio
50.56%
Avg. Claim Turnaround
19 days
Outstanding Ratio
49.44%

Claims Summary (Number vs Amount Paid)

Aging of Outstanding Claims

Productwise Claim OS

Claims Settled Product Wise Table

Network Information

Total Offices
41
Total Staffs
107
Total Agents
45 View
Head Office
View
Branch Offices
View

Office Category

Province Wise

Staff ratio

Product Related

Total Products
6 View
Motor Insurance
3 View
Home Insurance
1 View
Property Insurance
1 View
Personal Accident
2 View

Insurance products

Policy Related Information

Total Policy Holders
1,43,681
Premium Collected
37,52,16,322.21
New Policies
138329
Renewal Policies
5352
Enforced Policies
7510 Cr
Policy Growth Rate
45.39%
Premium Growth Rate
50.46%
Renewal Ratio
5.52%
Lapse Ratio
94.48%
Loss Ratio
0%

Policy Holders in Thousands

Premium Collection in Crores

Premium Collected By Products

Information On Grievance Readdresal

Compliants Received
0
Compliants Resolved
0
Compliants Pending
0
Compliant Reasns
N/A

Financial Indicators & Portfolio Breakdown

Solvency Ratio
1.55
Annually • 2081.82
Bonus Rate Table
N/A
Annually • 2081.82
Return on Equity
0.80%
Quarterly • 2082.83 Q3
Earning Per Share
1.14
Quarterly • 2082.83 Q3
Net Worth
53.43 Cr
Quarterly • 2082.83 Q3
Net Profit Margin
3.29%
Quarterly • 2082.83 Q3
Liquidity Ratio
2.08X
Quarterly • 2082.83 Q3
Investment Yield
7.17%
0.071671 • Q3
Investment Portfolio Allocation (%)
Category Breakdown
Category Amount (Cr) Allocation

Claim Related Information

Total Claim Paid
5,17,22,680.96
Claim Outstanding
3,05,01,280.30
Settlement Ratio
70.66%
Avg. Claim Turnaround
21 days
Outstanding Ratio
29.33%

Claims Summary (Number vs Amount Paid)

Aging of Outstanding Claims

Productwise Claim OS

Claims Settled Product Wise Table

Network Information

Total Offices
37
Total Staffs
103
Total Agents
45 View
Head Office
View
Branch Offices
View

Office Category

Province Wise

Staff ratio

Product Related

Total Products
6 View
Motor Insurance
3 View
Home Insurance
1 View
Property Insurance
1 View
Personal Accident
2 View

Insurance products

Policy Related Information

Total Policy Holders
1,03,991
Premium Collected
24,93,82,021.19
Fresh Policies
96903
Renewal Policies
2232
Enforced Policies
4856
Policy Growth Rate
224.82%
Premium Growth Rate
176.69%
Renewal Ratio
2.25%
Lapse Ratio
97.75%
Loss Ratio
-%

Policy Holders in Thousands

Premium Collection in Crores

Premium Collected By Products

Information On Grievance Readdresal

Compliants Received
0
Compliants Resolved
0
Compliants Pending
0
Compliant Reasns
N/A

Financial Indicators & Portfolio Breakdown

Solvency Ratio
1.55
Annually • 2081.82
Bonus Rate Table
N/A
Annually • 2081.82
Return on Equity
0.80%
Quarterly • 2082.83 Q3
Earning Per Share
1.14
Quarterly • 2082.83 Q3
Net Worth
53.43 Cr
Quarterly • 2082.83 Q3
Net Profit Margin
3.29%
Quarterly • 2082.83 Q3
Liquidity Ratio
2.08X
Quarterly • 2082.83 Q3
Investment Yield
7.17%
0.071671 • Q3
Investment Portfolio Allocation (%)
Category Breakdown
Category Amount (Cr) Allocation
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